peralta benefits everyone

 

Flexible Spending Accounts (FSA) Open Enrollment
November 1 through November 30, 2022

For active full-time employees only
**NOTE:** Part-time and hourly faculty, open enrollment for this benefit will be during the Spring 2023 Open Enrollment period for eligible employees

 

Flexible Spending Accounts (FSA) Open Enrollment

November 1 – November 30, 2022, for changes effective January 1, 2023.

It’s that time of the year again to enroll/re-enroll in a Flexible Spending Account (Health Care, Day Care &/or Commuter) for 2023. Peralta CCD contracted the services of Navia Benefits Solutions for your Flexible Spending Accounts (FSA).

For 2023, the maximum amount that you can contribute are:

  • $3,050 for healthcare/medical FSA
  • $5,000 (per household) for dependent care FSA
  • $300 each for commuter benefits (transit and parking)

What is a Flexible Spending Account (FSA)?

An FSA is a personal expense account that works with your District health plans, allowing you to set aside a portion of your salary pre-tax to pay for qualified medical and dependent care expenses. The dollars you set aside can pay for eligible expenses for you and eligible dependents.


How Does it Work?

  • Estimate your annual election – During your online enrollment, use the FSA calculator to estimate your expenses for the plan year and come up with how much your annual election should be.
  • Deductions will be taken out of your paycheck - Your annual election amount will be evenly deducted pre-tax from your paycheck throughout the plan year.
    • Healthcare FSA: You cannot change your annual election amount after the plan start unless you have a qualified change in status.
    • Dependent Care FSA: You can change your elections if you have a qualified change in status, there is a significant cost change or a change in coverage.
    • Commuter Benefit – For the Commuter Benefits Accounts, the participants may change their deduction amount as often as monthly. Change forms must be submitted to the Benefits Office on or before the 10th calendar day of the month, and will be effective the 1st of the following month.
    • Access your funds – you can use your Navia Benefit Card to pay for your qualified expenses. You can see a more comprehensive list on our website at: https://www.naviabenefits.com/participants/resources/expenses/?benefit=health-care-fsa.

How to Enroll

Enrollments are done online by visiting http://www.naviabenefits.com (Online enrollment only for FSA HealthCare & Dependent DayCare Accounts. Paper enrollment form for Commuter Transit & Parking Accounts). Refer to the attached Online Enrollment Instructions for step-by-step instructions on how to complete your enrollments for 2023.

For plan information/clarification and enrollment assistance, please contact the Navia Benefits Solutions Monday – Friday 5am to 5pm (PST).
Tele: (800) 669-3539 or (425) 452-3500
Email: customerservice@naviabenefits.com
Navia Benefits Solutions Participant Portal: http://www.naviabenefits.com/

For eligibility assistance, please contact the District Benefits Office at 510.466.7229
Mon – Fri, 8:30 AM – 5:00 PM, PST or email benefits@peralta.edu