Financial Wellness

Navia Benefit Solutions

The FSA Plan Year is Effective from October 1st through September 30th.

Set Aside Healthcare Dollars For The Coming Year

A healthcare FSA allows you to set aside tax-free money to pay for healthcare expenses you expect to have over the coming year. This program is administered through Navia and must be elected via BenefitBridge.

How Navia’s FSA Works

You estimate what you and your family’s out-of-pocket costs will be for the coming year. Think about what out-of-pocket costs you expect to have for eligible expenses such as office visits, surgery, dental and vision expenses, prescriptions, even eligible drugstore items.

You can contribute up to $3,300, the 2025 annual limit set by the IRS. Contributions are deducted from your pay pre-tax, meaning no federal or state tax on that amount.

During the year, you can use your FSA debit card to pay for services and products. Withdrawals are tax-free as long as they’re for eligible healthcare expenses.

Expenses must be incurred between 10/01/2025 and 09/30/2026 (a 2 ½ month “grace period” after the end of the plan year to incur claims), and claims must be submitted for reimbursement no later than 12/31/2026. If you don’t spend all the money in your account, you forfeit the leftover balance.

Elections cannot be changed during the plan year unless you experience a qualifying event.

You must re-enroll in this program each year.

Navia Benefit Solutions is the current administrator of our Flexible Spending Accounts (FSA) and Commuter benefits.

The Commuter account balances will continue the carryover feature as it has in the past.

The maximum amount that you can contribute is:

• $3,300 for healthcare/medical FSA
• $5,000 (per household) for dependent care FSA
• $325 each for commuter benefits (transit and parking)

LegalShield

• LegalShield website
• PCCD LegalShield & IDShield Benefit Presentation

TSA Consulting Group, Inc. (TSACG)

403(b) & 457(b) Plan Administration Provider

• www.tsacg.com

• Click here for Current 403(b) Plan and 457(b) Plan Contribution Plan Limits

  • You will be taken to the TSACG website to download the “Meaningful Notice / Plan Summary Information”.

Tax-deferred 403(b) & 457(b) Plan Documents

• Peralta Community College District CA 457(b) Plan Document

   

• Peralta Community College District CA 403(b) Plan Document

Informational Links

• TSA Consulting Group, Inc. (TSACG) – Key Contact List

   

• 403(b) & 457(B) Plan Information for Employees & Advisors link (context below)

   

• Locating an SRA form

   

• Transaction Routing Form